Flexible Payments - Klarna


Klarna is a flexible payment service that allows our customers to make purchases on our website and then spread the cost over three equal payments which are interest free. The first instalment is collected when your order is confirmed by us and instalments 2 + 3 are scheduled 30 and 60 days later, respectively. You can always keep an eye on your payments’ schedule in the Klarna app​! 

Am I eligible to use Klarna?

You must be an Irish resident, over 18 years old and have a valid payment card to use Pay in 3.

How do I pay for an order with Klarna?

To place an order with Klarna follow these simple steps:

  1. Add your items to your bag and go to Checkout as normal.
  1. Select Klarna as your payment option.  
  1. Enter your debit or credit card information. (To check your eligibility, Klarna will perform a soft search with a credit reference agency.)
  1. Complete your order 

Klarna is not available on gift cards purchases, there is a €35 minimum spend and a maximum purchase limit of €1000.

Please note that Klarna are an independent payment company and Nicola Ross have no influence over whether your payment with Klarna is accepted or not. If you have any trouble with your order, please contact Klarna Customer Service.

What happens if I can’t pay on time?

If Klarna are unable to collect the payment on the scheduled date, they will try again. If that payment attempt also fails the missed payment will be added to the amount of the next scheduled payment. Please note, missed payments and unpaid debts incur late fees and are sent to debt collection.   

If you'd like further information about Klarna please visit their website.